Regularly remortgaging is a smart move, especially when your fixed-rate or discounted deal is ending. Before you slip onto your lender’s standard variable rate, which is often more expensive, it’s worth exploring better options that could save you money.

However, saving on interest isn’t the only advantage. If your property’s value has increased, remortgaging can help you secure a more favorable rate, or even allow you to unlock some of your home’s equity for other financial goals. Remortgaging is a powerful tool to help you make the most of your investment.

Whether you’re stepping into the world of property as a first-time landlord or you're a seasoned investor, we’re here to provide expert advice and find the ideal mortgage tailored to your needs.

A buy-to-let mortgage is specifically designed for purchasing investment properties intended for rental income. These mortgages are typically offered on an interest-only basis, which means lower monthly payments—but keep in mind that you'll need to pay off the mortgage in full at the end of the term, often by selling the property.

When determining how much you can borrow, lenders consider not just the property’s value but also the potential rental income. Typically, they’ll require your rental income to cover at least 125% of the monthly mortgage payments.

 With our guidance, you’ll find the right mortgage to maximize your investment and make your property venture a success.